About Mortgaging: Extensive Advice on Mortgages

You'll find everything you need to make confident mortgage decisions right here, with expert guidance covering every aspect from first-time buying to remortgaging. Our comprehensive resources help you navigate mortgage types, costs, and processes with clear, jargon-free advice tailored to your unique situation. About Mortgaging is here to help.

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Buying in the Credit Crunch: A Case Study

Self-employed electrician discovers how tight the mortgage market became during the credit crunch with just a small deposit.

Borrowing from a Bank

Big banks offer lower mortgage rates and more flexibility, but you'll deal with a less personal approach.

Bidding for a Mortgage

How property auctions work and what first-time buyers need to know about bidding on repossessed homes.

Benefits and Drawbacks of Sharing a Mortgage

Sharing a mortgage can help you buy a home sooner, but weigh the financial and relationship risks before committing.

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The Credit Crunch Remortgaging Mortgage Costs FAQ's Case Studies First-time Buyers Clear a Mortgage Facts & Figures Mortgage Types Bad Credit Self-Certification Self-build Mortgage Borrowing Timing Mortgage Sharing Getting Advice The Mortgage Process Insuring the Mortgage Regulation

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Why Are Lenders No Longer Allowing Interest-Only Mortgages?

Lenders are cutting back on interest-only mortgages because borrowers often lack plans to repay the capital when the loan ends.

In Mortgage Arrears: What Can I Do?

If you're behind on mortgage payments, contact your lender immediately to discuss payment plans, reduced rates, or other options to avoid repossession.

In Negative Equity: Can I Move?

Being in negative equity makes it hard to move or remortgage, but some lenders now offer schemes to help mortgage prisoners get out.

Mortgage Fraud: The Facts

Mortgage fraud increased significantly after the 2008 boom, with criminals using new tactics to submit false applications worth billions annually.

What is Equity Release is Being Used For?

People in later life are using equity release to pay for home improvements, holidays, debts and to boost their income when pensions fall short.

My Mortgage Was Sold: Case Study

What happens when your mortgage gets sold to another lender, and why it's more common than you might think.

FAQ: How to Get the Best Deal?

Compare mortgage brokers, banks and online sites to find the deal that actually works for your situation.

FAQ: The Value of Your Home

A surveyor determines your home's value by checking the local market, property condition, and potential improvements, not your own estimate.

Questionnaire: Should I Get a Linked Mortgage?

Work through these questions to figure out if a linked mortgage makes sense for your situation.

What to Do If Mortgage Lender Miscalculates Payments

If your mortgage lender miscalculates your payments, contact them first with a written complaint before escalating to the Financial Ombudsman Service.

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